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My Elderly Parent and Driving: Am I Liable If My Mom or Dad Causes an Accident?

According to the Centers for Disease Control and Prevention, more than 214,000 elderly Americans were injured in automobile accidents in 2012. If you’re the child of an elderly parent, chances are you are doing some caretaking these days. From putting a roof over their heads to paying the bills, many adults are left supporting their parents in their golden years. If your parent is the cause of a motor-vehicle accident, you might be wondering about your own financial responsibilities. Here are a few questions you might have about your liability if your parent is in an automobile accident: Am I Legally and Financially Responsible for My Parent After the Crash? Even if your parents live with you, if you pay their bills and are in every other way financially responsible for them, you will not be held legally responsible in the event your parents cause an automobile accident in a car that they legally own. Your parents are adults and are competent individuals, so if they are involved in a car accident, they will need to deal with the financial and legal ramifications of the crash.  However, even though you won’t be held legally responsible, it is still important to contact an attorney to discuss any steps you should take to help you parent with their case.  What If I Own the Car My Parent Was Driving? The issue of your liability does become more serious if you are the legal owner of the vehicle your parent was driving. In most states, you will be held financially and legally responsible for the crash because you are the owner of the car. If you rented or leased the car, you will also be held responsible.  According to Nolo, this is referred to as negligent entrustment. If you loan your vehicle to an elderly parent, and that parent is involved in a crash, the other driver’s lawyer can argue that because of their advanced age, they are physically unfit to get behind the wheel.  Your financial obligation and liability will depend upon several factors, including your state of residence. For example, in some states, there will be a cap on how much you will have to pay the other driver. However, be aware that in most states, even if the other driver is compensated by their own insurance company—which would occur in no-fault states—you might still be held legally responsible. This can leave you open to a lawsuit that could be very financially damaging. Whatever your situation, your first step after the accident should be to hire a lawyer. It is especially vital if you are the owner of the vehicle your parent was driving. Can I Legally Take...

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Car Accident Cases: 4 Financial Impacts For Hairdressers With Hand Injuries

Styling hair is an art form that is performed on the human head. To help perform this art form, a hairdresser requires the use of their hands to control a variety of tools and really make a hairstyle come to life. If you’re a hairdresser that has suffered a hand injury in a car accident, then your future career may drastically change. As you heal through the injuries, there are four financial impacts that can make a huge difference in your life. By consulting with a car accident lawyer, you can seek a settlement from the liable party involved in the car accident. Adding these four financial impacts will help act as evidence and build on the compensation amount that you deserve. Lost Income One of the biggest impacts that you will have is lost income. While this may seem obvious, there are several other factors to consider when trying to receive compensation for the income that you receive. Along with a standard pay rate, many hairdressers receive tips for the work that they do. These tips can add up each week and make a big impact on the amount that you make. If you kept track of your daily or weekly tips, then it can act as great evidence for your case. The lost tip money can be compensated for in your settlement and add to the lost income that you are already missing out on. Special Events Along with working at a salon, many hairdressers book gigs on the side. Weddings, proms, and funerals are just a few of the events that you may style hair for. When dealing with a hand injury, you may be forced to cancel these events and lose out on the extra money that you have earned. If you already had sessions booked, then you can use contracts and agreements as evidence of the lost income. You can also use annual average incomes that you earned from these events to showcase amounts that you have lost. An attorney can help you organize this and present it as valid evidence for your case. Physical Therapy As you heal through your injury, it may be hard to use your hand like you once used to. In this case, you may need to go to special physical therapy sessions to establish your fine motor skills again. These sessions can focus on the small movements and specific movements with tools like scissors. In some cases, your health insurance may not cover the costs of extra therapy sessions and training. If this is the case, then the party responsible for the accident can be held liable and the costs can be included...

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Suffering From Acute Stress Disorder After Your Car Accident? Ask An Attorney For Help

If you suffer from acute stress disorder after your car accident, seek legal counseling and representation from an attorney. Acute stress disorder, or ASD, is a life-changing and debilitating condition that occurs when you face a traumatic and life-threatening event. If you or someone you love almost died in your car accident, the event can affect how you handle stressful situations in the future. In addition, you can develop problems with everyday living, such as the inability to care for your family or attend school. Here’s what ASD is, how it affects you and what a car accident lawyer can do to help you. What’s Acute Stress Disorder? ASD is one of several types of mental disorders that develop from traumatic experiences. Acute stress disorder occurs weeks after you experience your car accident and takes a toll on your life for three days to a month after the event. It’s possible for your ASD to develop into post-traumatic stress disorder without the proper treatment. The symptoms of ASD can strike at any time and can vary in intensity. You can experience intense and vivid flashbacks of your accident during your awake hours and nightmares when you fall asleep. You may even avoid friends and family in order to hide your inability to cope with your accident. Some individuals become detached from their emotions to cope with the painful memories. Other people experience dissociative amnesia and can’t recall the events leading up to and after their traumatic event.  How Is ASD Diagnosed? Before an accident lawyer can add acute stress disorder to your personal injury case, they must obtain viable proof of your ASD. Because ASD can mimic the symptoms caused by alcoholism, depression, schizophrenia, and other mental illnesses, the at-fault driver’s insurance company may blame your post-traumatic symptoms on these issues. The insurer may not want to compensate you fairly for ASD, as well as any physical injuries you sustained from the accident.  A medical doctor or psychiatric specialist will generally use psychological tests to evaluate your mental state. The psychological tests may include asking questions about your childhood to see if you have a history of mental illness. The specialists may even acquire records of your medical history to see if you have any past problems or conditions that can possibly trigger your symptoms. Doctors may run a variety of blood and urine tests to rule alcohol and drug abuse. The healthcare providers can also use these types of tests to look for traces of any medications you might take for a mental illness. If you take narcotics or other strong pain medications to control the pain caused by your physical injuries, it’s important to reveal this information to the doctors. Some...

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Live In An Area With A Lot Of Dogs? What You Need To Know About Canine Attacks

If you suffer from cynophobia, a fear of dogs, or live in an area where there are a lot of off-leash canines, you may worry about getting bitten by one of the animals. Your fears are not unwarranted, as approximately 4.5 million dog bites occur every year. If you want to make sure that you and your family are prepared for dealing with dogs that turn hostile, the following guide can serve as your primer. Understanding the Health Risks While most dog bites do not become infected, the ones that do can cause serious health issues. Nearly 1 out of 5 of dog bites requires medical attention. Tetanus is a common infection that you can get from a variety of injuries, including dog bites. Even if you think you are simply suffering from a minor wound after a bite, you could be infected with tetanus. The average incubation period of the tetanus bacteria is 10 days, although it can take up to 21 days before you begin feeling ill from the infection. If you do not receive a tetanus vaccine shot right away, you may start suffering from muscle aches, fever, headaches, sweating and even seizures. You can also get a staph infection called MRSA from dog bites. If left untreated, the infection can spread to your lungs and blood stream and become life threatening. Rabies can also be spread via dog bites. Furthermore, if you do not receive treatment right away after an attack by a rabid dog, the rabies virus can be fatal. Other types of bacteria that you can get from dog bites include Capnocytophaga and Pasteurella. However, serious infections from these bacteria are not common. Reading a Dog’s Demeanor and Protecting Yourself While dogs can be gentle, beloved companions that provide protection and comfort to their owners, canines that have experienced trauma or that have been mistreated may react in unpredictable ways around other family members and strangers. If you are worried about getting attacked by a dog, you should learn how to read the demeanor of canines in order to ward off attacks. Dogs attack if they feel under stress, scared or lost. They begin to show signs of aggression including: Barking and snarling Baring teeth Raising ears Tucking the tail If you sense a dog is in attack mode, do not raise your voice. Back away slowly and do not run. If the dog does attack and bite, use your arms to deflect the dog away from your face and throat. Try to keep the dog in front of you and look for something to put between you and the canine. If you fall during the attack, curl yourself...

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Understanding Personal Injury Settlements

If you are like most people, you have probably read about personal injury case settlements in the news and secretly thought the person was awarded a lot of money for a simple injury. So it may surprise you to learn that people who win a personal injury settlement don’t really receive the large settlement reported in the papers. If you or someone you know is involved in a personal injury claim, expect the final award to you to be much lower than the reported settlement. Why don’t people get all the money from a personal injury settlement? The amount of a personal injury settlement is subject to some required deductions once the case is settled. That means any expenses related to the case must be paid before the settlement amount is awarded to the injured party. Here are some common expenses that are deducted from the settlement before a check it is issued to the injured party. Legal Fees: Most personal injury lawyers work on a contingency fee, which means they don’t get paid unless you win the case. But that doesn’t mean the lawyer is working for free. It only means he is willing to wait until the case is settled to get paid. Personal injury lawyers typically charge between 33% and 40% of the settlement. The amount an attorney can charge depends on the regulations in the state where the injury occurs. Attorney fees are calculated after other required fees are deducted. Medical Bills:  You assume that if your medical insurance has covered medical bills related to the injury that you are free and clear of any obligation for payment. In the case of personal injury cases, this isn’t true. Because another party has been found responsible for the injury, the insurance company has the right to recoup any and all money they have paid on your behalf.  Because medical costs were part of the formula for determining your personal injury award, you are responsible for paying those bills. Your lawyer can negotiate the repayment of the medical costs, which may substantially reduce the amount you need to repay the insurance company; however, he may charge an additional fee for doing so. Police Reports: Any fees related to acquiring police reports will also be deducted from the settlement. Expert Witnesses: If your lawyer took advantage of expert witnesses to prove your case, you are responsible for any fees paid to them. Misc. Costs: This includes phone calls, postage, filing fees, copying fees, research fees, fees to acquire medical records and any other service needed to prepare or try your case. How would the court know if you paid the fees? When your...

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Medical Malpractice For A Defective Dental Implant: What Evidence Would You Need?

Thousands of Americans successfully undergo dental surgery to install implants every year, and these implants offer practical and esthetic benefits to people with missing teeth. Unfortunately, some people with implants undergo considerable pain and suffering because a dentist failed to install the implant properly. If you believe your dental implant failed because your dentist did something wrong, learn more about the four main types of evidence you will need to have to successfully file a medical malpractice lawsuit. The dentist-patient relationship To successfully file a medical malpractice lawsuit, you need to prove that there was a formal dentist-patient relationship in place when you underwent the treatment. This is probably one of the easier elements of the case to prove because the relationship exists as soon as a dentist agrees to diagnose or treat you. Very few courts will challenge this part of the case, but it may help if you can keep copies of a diagnosis and treatment plan that the dentist gives you. This part of the lawsuit may become more difficult if the dentist claims the relationship ended before the date when you allege malpractice took place, so medical reports and dated invoices are still important types of evidence. The dentist’s negligence or sub-standard care All doctors and dentists must act with the level of skill and care that any other health professional would demonstrate in the situation. There are plenty of sources of information that your attorney can use to prove that the dentist was negligent. These sources of evidence include: Clinical practice guidelines from groups like the American Dental Association. Expert witness testimony about what the dentist should/not have done in the circumstances. Other medical malpractice lawsuits. It isn’t always easy to prove that the dentist was negligent, as every case is different. However, under United States law, the plaintiff (you) need only demonstrate the facts by a preponderance of the evidence. This is an easier legal standard to prove because you only need to show the court that your evidence is more likely to be true than false. Nonetheless, the defendant’s attorney will almost certainly present evidence to suggest that there was no negligence. As such, you still need to make sure that you have as much evidence as possible that the dentist failed to perform as he or she should have. The link between the negligence and your injury The dentist’s negligence won’t always directly result in an injury. For example, a serious infection could occur after the dentist installs the implant. Even if you can show that the dentist didn’t install the implant correctly, other factors (including your inability to clean the wound site) may lead to the...

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